General and personal banking
Your All-in-One Banking Solutions
From personal accounts to business loans, we provide a full spectrum of banking products to support your financial journey, ensuring you have access to funds, credit, and services whenever you need them.
Simple & Comprehensive Wills
Secure your legacy with a legally sound will. Whether your needs are straightforward or complex, we help you outline precisely how your assets will be distributed, giving you and your loved ones peace of mind.
FirstAdvance
Get instant access to funds when you need them most. A convenient, short-term loan facility for salary earners to bridge immediate financial gaps.
Retail Temporary Overdraft
A flexible short-term credit facility to cover unexpected expenses and bridge financial gaps for individuals, offering immediate liquidity.
CFF (Contract Finance Facility)
Provides financing for contractors to execute projects, covering working capital and equipment acquisition.
IDF (Import Duty Finance)
Supports businesses with financing for import duties, facilitating the smooth clearance of goods and ensuring continuous
Asset Finance
Acquire essential assets for your business or personal use with flexible financing options and structured repayment plans.
Secured Overdraft
Enjoy a flexible credit line backed by collateral. It provides readily available funds for your business needs with competitive terms.
Operational Vehicle Finance
Facilitates the acquisition of vehicles necessary for business operations, with convenient repayment plans tailored to your cash flow.
Commercial Mortgage
Long-term financing solutions for the purchase or development of commercial properties, supporting your business expansion and investment.
Cooperative Lending
Tailored financial services and credit facilities for cooperative societies and their members, fostering community development and economic empowerment.
Secured Term Loan
Access a lump sum of funds for specific projects or investments, with structured repayment terms and collateral for financial stability.
FirstCredit
Get quick and easy digital loans for individuals. This service is available through our mobile banking channels for immediate financial needs.
Firstmobile App
Bank conveniently on the go. Our secure and feature-rich mobile banking application offers a full range of services at your fingertips.
FirstOnline
Access your bank accounts and perform transactions securely from your computer, anytime, anywhere, with our robust online banking platform.
USSD
Enjoy quick and easy banking services by dialling a simple USSD code on your mobile phone. It is accessible even without an internet connection.
Chatbanking
Conduct banking transactions and get instant support through your favourite messaging platforms, for convenient and quick assistance.
FirstPay
A seamless payment solution for businesses. It enables efficient collection of payments from customers and streamlined revenue management.
FirstDirect
A direct payment gateway for businesses, facilitating secure online transactions and immediate payment confirmations.
FirstTrade
Supports businesses engaged in international trade with a comprehensive suite of services, including trade finance and foreign exchange.
FirstCollect/FirstConsole
Our efficient collection and reconciliation solutions for businesses simplify revenue management and ensure accurate financial records.
Automated Direct Debit
Set up recurring payments effortlessly. It ensures timely payment of bills and subscriptions with automated deductions.
Escrow Relationships
Secure your transactions with a neutral third party that holds funds until all conditions are met, providing security and trust in complex deals.
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