Our Businesses
First HoldCo Businesses
First HoldCo Plc is a truly diversified financial services Group offering a broad range of products and services across Commercial Banking in eight African countries and offices in London, Paris and Beijing. Other core businesses include Capital Markets, Trusteeship, and Insurance Brokerage services.
Your Banking Partner for Every Journey
As a cornerstone of the Nigerian economy and a leading financial institution across Africa, FirstBank provides a full spectrum of banking services tailored to empower individuals, businesses, and communities. We are committed to financial inclusion, digital transformation, and sustainable growth.
Products & Services
Retail Banking
From basic savings to specialised accounts for kids, women, and young adults, our retail offerings are designed to meet your needs at every stage of life. Our digital platforms, including the FirstMobile App and *894# USSD code, put banking at your fingertips.
Business Banking
We are a trusted partner to thousands of small and medium-sized enterprises (SMEs) and large corporations. Our business solutions include loans (FirstSME, First Trader Solution), trade finance, and cash management services to help businesses grow and thrive.
Card Products
We offer a wide range of debit, credit, and prepaid cards, including Verve, Mastercard, and Visa, for secure and convenient payments both locally and internationally. Our virtual cards provide an extra layer of security for online transactions.
Agent Banking (Firstmonie)
Our expansive Firstmonie agent network brings financial services closer to communities. Customers can open accounts, transfer money, and pay bills easily through our agents, while our agents receive credit and training to grow their own businesses.
Loan & Credit
We provide a variety of credit solutions, including personal loans, mortgages, and specialised financing for vehicles and businesses. Our popular FirstAdvance and FirstCredit facilities offer quick, unsecured loans to eligible customers.
Agent Banking (Firstmonie)
Our expansive Firstmonie agent network brings financial services closer to communities. Customers can open accounts, transfer money, and pay bills easily through our agents, while our agents receive credit and training to grow their own businesses.
Your Partner for Corporate Finance & Advisory
As a premier corporate finance and advisory firm, FirstCap supports corporations, institutions, and governments in navigating complex financial landscapes. We specialise in structuring capital, executing strategic transactions, and providing expert advisory to drive long-term value.
Services
Capital Rising
We help clients raise capital through a variety of instruments, including Initial Public Offerings (IPOs), Private Placements, Rights Issues, and the issuance of Corporate Bonds. We also advise on specialised financial instruments like Sukuk and Asset-Backed Securities.
Mergers & Acquisitions (M&A)
Our M&A advisory team provides end-to-end support for strategic transactions, including valuation, due diligence, negotiation, and deal structuring for both buyers and sellers.
Debt Structuring & Refinancing
We design and arrange various forms of debt financing, from syndicated loans to high-yield bonds. We also provide advisory on restructuring and refinancing existing debt to optimise capital structure.
Project & Infrastructure Advisory
We offer comprehensive financial and technical advisory for large-scale development projects, including Public-Private Partnerships (PPPs), in both greenfield and brownfield settings.
Financial & Technical Modelling
Our team develops robust financial models and provides in-depth technical analysis to support strategic decision-making, project feasibility, and valuation.
Project & Infrastructure Advisory
We offer comprehensive financial and technical advisory for large-scale development projects, including Public-Private Partnerships (PPPs), in both greenfield and brownfield settings.
Investing in Your Future
We are a trusted investment partner, offering world-class solutions designed to help you preserve and grow your wealth. Our expert team provides personalised financial advice and a diverse range of investment products for individuals and institutions.
Our Investment Solutions
Mutual Funds
Choose from a wide selection of mutual funds tailored to different risk appetites. The FBN Money Market Fund is perfect for low-risk, highly liquid investments, while the FBN Dollar Fund allows you to invest in a stable foreign currency. We also offer the FBN Balanced Fund for a mix of growth and income, and the FBN Smart Beta Fund for a rules-based equity strategy.
Specialised Funds
Our specialised offerings include the FBN Infra Fund for long-term investment in infrastructure, the FBN Blended Dollar Fund for a diversified mix of dollar assets, and the FBN Specialised Dollar Fund for high-net-worth individuals with specific foreign currency investment goals.
Discretionary Portfolio Management Service (DPMS)
For sophisticated investors seeking a hands-off approach, our DPMS provides bespoke portfolios professionally managed by our expert fund managers to meet your unique financial objectives.
Liquidity Management Notes
We offer short-term, high-liquidity investment instruments designed for corporate treasuries and institutions to optimise their cash flow and earn competitive returns on excess cash.
Your Bridge to Capital Markets
We empower investors to expand their financial horizons by providing seamless access to local and international securities. Our technology-backed platforms and expert insights help you make informed decisions to achieve your investment goals.
Services
Securities Trading
Access a wide range of investment opportunities by trading equities, bonds, and commodities across Nigerian and global markets to grow and diversify your portfolio.
Primary Market Offerings
We facilitate subscriptions for new issues, acting as a Distribution Agent for the DMO for FGN Savings Bonds, and a receiving agent for other public offerings and placements.
Corporate Listings
We act as stockbrokers to corporate issuances, helping companies with IPOs, Public Offers, and listings on the NGX.
Share Administration & Market Making
Our services extend to managing corporate share transactions, including share buybacks and block divestments. We also act as market makers to provide liquidity and stability for specific securities.
Structured Solutions for Your Legacy
We are a leading provider of trusteeship services, dedicated to preserving your wealth, protecting your assets, and ensuring your wishes are carried out with precision and integrity. Our solutions are designed for both individuals and corporate entities.
Services
Private Trust Services
We provide personal wealth management and transfer solutions, from creating legally sound wills and asset nominations to establishing family, education, or charitable trusts for asset protection and legacy preservation.
Corporate Trust Services
We offer specialised services for institutional clients, including acting as trustees for corporate and sub-national bonds, serving as legal custodians for REITs and mutual funds, and managing employee gratuity and loyalty schemes to ensure compliance, protection, and efficient benefits administration.
Escrow & Agency Services
We act as a neutral third party to hold funds or assets in Escrow until all conditions of a contract are met. We also offer Share Warehousing Schemes for confidential and administrative convenience.
Corporate Trust Services
We offer specialised services for institutional clients, including acting as trustees for corporate and sub-national bonds, serving as legal custodians for REITs and mutual funds, and managing employee gratuity and loyalty schemes to ensure compliance, protection, and efficient benefits administration.
Your Partner for Comprehensive Cover
As your expert insurance broker, we are dedicated to finding the right insurance solutions to protect your assets, mitigate risk, and provide peace of mind. We source a wide range of specialised and general insurance products from leading providers.
Our Solutions
Corporate & Business Insurance
We provide comprehensive coverage to safeguard your business, from protecting assets and revenues against disruptions to offering specialised policies for energy, aviation, and marine risks, as well as liability coverage for directors, employees, and financial integrity.
Personal & Asset Insurance
We protect you and your personal assets with comprehensive health and life insurance for financial security, along with tailored coverage for your vehicles, gadgets, and home.
Specialised Protection
We provide protection for unique and emerging risks, including cybersecurity to safeguard digital assets, kidnap and ransom coverage for high-risk environments, and agricultural insurance to secure crops and livestock.
Corporate Trust Services
We offer specialised services for institutional clients, including acting as trustees for corporate and sub-national bonds, serving as legal custodians for REITs and mutual funds, and managing employee gratuity and loyalty schemes to ensure compliance, protection, and efficient benefits administration.
STAY CONNECTED: OUR NEWSLETTER
Get the Latest Insights from FirstHoldCo
Subscribe to our newsletter to receive timely updates on our financial performance, market insights, new product launches, and sustainability initiatives directly in your inbox.
We promise not to flood your inbox. Just the things that matter.