Product for SME
Empowering Your Business to Grow
Our tailored financial solutions for Small and Medium-sized Enterprises (SMEs) and traders are designed to fuel your business growth, simplify operations, and provide you with the tools you need to succeed.
FirstSME
A comprehensive suite of financial services designed to support the operational and growth needs of SMEs, including specialised accounts and credit facilities. We provide the financial backbone for your business.
FirstTrader Solution
Customised banking services and credit facilities specifically for traders, helping to facilitate business transactions and support growth in the trading sector.
Local Purchase Order Finance
Get the funding you need to fulfil contracts. This product offers financing against confirmed Local Purchase Orders, enabling your business to meet supply demands and manage cash flow efficiently.
Petroleum Dealership Finance
A specialised financing solution for petroleum marketers and dealers, supporting their operational and expansion needs in the energy sector.
FirstEdu Loan
FirstEdu loan is designed to cater to the financial needs of private pre-primary, primary and secondary schools as well as A-level educational institutions duly registered with the Corporate Affairs Commission (CAC).
Health Finance Facility
The Health Finance Facility is a comprehensive suite of credit solutions designed to support pharmacies, patent and proprietary medicine vendors (PPMVs), diagnostic centres, and private healthcare providers.
Asset Finance
The secured overdraft is a loan type designed to finance small- to medium-scale retail businesses with an annual turnover of ₦3 billion and below.
Invoice Discounting Finance
Invoice Discounting Facility (IDF) is a Loan product designed to support customers who are contractor / suppliers for reputable Companies operating in Nigeria.
Import Finance
The product is targeted at FirstBank customers who are involved in the importation of raw materials or finished goods.
Oil & Gas Contract Finance
The product is designed to meet the funding requirements of indigenous oil and gas companies who are either customers or prospects of FirstBank.
Cement Distributorship Finance
The product provides flexible short term loan to meet the working capital needs of the distributors of major manufacturing cement companies.
Bonds and Guarantee
The Bonds and Guarantee product is targeted at FirstBank customers who are contractors to major companies that require guarantees (i.e. comfort/security) from a bank on their contractors.
Telecommunications Distributorship Finance
This product is designed to provide finance for Telecoms Distributors to enhance distribution and sales of merchandise goods, particularly in the GSM and CDMA categories.
FMCG Key Distributorship Finance
This product is designed to provide structured finance to distributors of FMCG principals to meet working capital needs.
Secured Term Loans
This product is designed to provide organisations with finance to execute capital projects such as acquiring new technology, asset replacement, etc.
Operational Vehicles Finance
This product offers part-financing to purchase new vehicles for the day-to-day running of business.
Secured Overdraft
The secured overdraft is designed to finance small- to medium-scale businesses with an annual turnover of ₦500 million and below.
Commercial Mortgage
This product empowers small and medium scale enterprises to part finance the acquisition of landed property for commercial purposes.
SME Products Financing
Designed for growing businesses that need greater operational flexibility, access to financing, and value-added support services such as digital banking tools.
Retail Temporary Overdraft
Helps business owners bridge temporary cash-flow gaps and meet urgent operational needs through quick access to working capital without the complexity of traditional business loans.
Contract Finance Facility
A funding solution that assists businesses execute awarded contracts by providing the working capital needed to deliver projects and fulfil contractual obligations, with repayment tied to the proceeds from the contract.
Commercial Facility
This loan will help businesses finance the smooth execution of contracts awarded only by FirstBank approved list of companies.
Pharmacy Credit Facility/Health Finance Loan
Dedicated financial support for pharmacies and healthcare providers, ensuring they have access to essential funding for operations and expansion.
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